My First Portfolio Update

Hello everyone and welcome to the very first portfolio update of The SG Hustle!

After years of investing, I’ve built a modest portfolio that I’m excited to share. This update will focus solely on assets under my name, as my wife and I manage other investments jointly that won’t be covered here.

Portfolio Overview

Company	Position	Current Price	%
SGD
OCBC	2000	$16.59	25%
Capitaland Invest	10052	$2.60	19%
Aims Apac Reit	12500	$1.26	12%
Hafary	30000	$0.30	7%
Genting Sing	11500	$0.76	7%
USD
NVDA	180	$139.00	25%
BTC	0.0417	$94,424.00	4%
CRO	7000	$0.16	1%

 

Price cut off as of 24th Dec 5pm.

Dividend Income Outlook

The Singapore portfolio is strategically positioned for dividends. In 2025, I project a minimum of $5,000 SGD in dividends, assuming stable payouts across my holdings.

This projection serves as a baseline, as I typically reinvest dividends and add new holdings to the portfolio over time. Reductions are rare and usually only happen if a stock’s valuation surges beyond what I consider reasonable.

• OCBC and Aims Apac REIT: Both are cornerstone dividend plays in the portfolio, providing reliable yields that contribute significantly to the $5,000 projection.
• Growth Potential: While dividends are the focus, certain holdings, such as Capitaland Investment, also have growth prospects that could enhance capital gains over the long term.

U.S. Portfolio Strategy

In the U.S. market, my focus is primarily on NVIDIA (NVDA), where I currently hold 180 shares. To optimize returns, I write covered calls against this position and reinvest the premiums to dollar-cost average (DCA) into more shares.

• Optimization: Writing covered calls allows me to generate additional income while holding a high-conviction growth stock.
• Assignment Risk: While I aim to avoid assignment, it’s a potential outcome if NVDA experiences a rapid price surge. In such cases, I’ll reassess whether to rebuild the position or explore other opportunities.

Crypto Holdings

My exposure to cryptocurrency is minimal, reflecting a cautious approach to this volatile space. My holdings include BTC (Bitcoin) and CRO (Crypto.com Coin), comprising 4% and 1% of my portfolio, respectively.

• BTC: I view Bitcoin as a speculative store of value with asymmetric upside potential.
• CRO: This is a smaller bet, primarily for diversification within the crypto space.

For now, I’m not actively adding to these positions due to my limited expertise in the sector.

Looking Ahead

This portfolio represents a portion of my total financial assets, as it does not include my warchest or endowment funds. Overtime, i will need to find ways to include them inside.