The SG Hustle

December 2025, Going MIA I went completely MIA for most of December 2025. Not because I quit my job, but because life happened, side hustles, holidays, and a quiet phase of self-exploration. My boss was overseas, and since my main job requires me to move around, I took advantage of the in-between time. I played hooky in the most harmless way possible, using those pockets of time to roam around Singapore, do my own things, and breathe. I went for massages, slowed down, and even acted like a tourist in my own country, all without taking leave. It struck me hard how much of a luxury this has become. When Leave Becomes a Luxury I have two kids now. Leave is no longer “me time.” Whenever I take leave, it’s either because something happens to them or because we’re going on a family holiday. Leave has become precious, not something I can freely spend on myself anymore. During one massage session, the masseuse asked if I was on leave. When I told her I was working, she looked genuinely s...

Previously, I shared monthly portfolio updates to document my passive income journey. Since shifting to quarterly updates in Q3, my focus has moved toward long-term progress and strategic refinement. This cadence better aligns with my current investment approach, which prioritizes consistent income and disciplined growth. In this 2025 update, I will cover: Year-to-date passive income performance Portfolio changes made during the quarter Market observations and strategy refinements Challenges and lessons learned Next steps and goals for 2026 Year-to-Date Passive Income Breakdown Passive income continues to be my primary focus, with steady contributions from key sources: SG Dividends: SGD 5,720  My dividend stocks remain a reliable foundation of passive income.  Covered Call Premiums: USD 3,618 Covered call premiums from my options positions have provided consistent additional income. I remain selective in this strategy, focusing on quality holdings where I can generate extra ca...